ARCT Tenants

Advance auto parts, Inc.

Advance Auto Parts, Inc. (the “Company”) operates through two subsidiaries: Advance Auto Parts (“AAP”) and Autopart International (“AI”). The AAP subsidiary manages stores which primarily offer auto parts, including alternators, batteries, chassis parts, clutches, engines and engine parts, radiators, starters, transmissions and water pumps; accessories comprising floor mats, mirrors, vent shades, MP3 and cell phone accessories, and seat and steering wheel covers; chemicals consisting of antifreeze, freon, fuel additives, and car washes and waxes; and oil and other automotive petroleum products. The Company also provides battery and wiper installation, battery charging, check engine light reading, electrical system testing, and oil and battery recycling services. In addition, this segment sells its products online. The AI subsidiary operates stores that provide replacement parts for domestic and imported cars, and light trucks to do-it-yourself, do-it-for-me, or commercial customers in the Northeast and Mid-Atlantic regions, as well as to warehouse distributors and jobbers in North America. The Company was founded in 1929 and is based in Roanoke, Virginia.

bridgestone firestone

Bridgestone Americas, Inc., a wholly owned subsidiary of Bridgestone Corporation, can trace its corporate roots to the establishment of The Firestone Tire & Rubber Company in 1900. It was then that 31-year-old Harvey S. Firestone started tire production with 12 employees in Akron, Ohio. On the other side of the globe in 1931, Shojiro Ishibashi created Bridgestone Tire Company Ltd. Bridgestone Corporation purchased Firestone in 1988 for $2.6 billion, transforming the companies’ combined operations into the world’s largest tire and rubber company.  
Bridgestone Corporation was founded in 1931 and is headquartered in Tokyo, Japan. Bridgestone is a multinational corporation with 179 production facilities in 25 countries; it has one of the largest sales networks in the world, selling its products in over 150 countries. In addition to being the largest tire producer in the world, Bridgestone has diversified business segments offering various services and products, including chemical and industrial products, sporting goods and bicycles.

CVS CAREMARK CORPORATION

CVS Caremark, a pharmacy services company, provides prescriptions and related healthcare services in the United States. CVS operates through two segments, Pharmacy Services and Retail Pharmacy. The Pharmacy Service segment provides a range of prescription benefit management services, including mail order pharmacy services, specialty pharmacy services, plan design and administration, formulary management, and claims processing. This segment serves primarily employers, insurance companies, unions, government employee groups, managed care organizations and other sponsors of health benefit plans, and individuals. As of December 31, 2008, the Pharmacy Services segment operated 58 retail specialty pharmacy stores, 19 specialty mail order pharmacies, and 7 mail service pharmacies located in 26 states of the United States, Puerto Rico, and the District of Columbia. The Retail Pharmacy Segment sells prescription drugs, over-the-counter drugs, beauty products and cosmetics, photo finishing, seasonal merchandise, greeting cards, and convenience foods through its pharmacy retail stores, and online. This segment also provides health care services. As of December 31, 2008, this segment operated 6,923 retail drugstores located in 41 states and the District of Columbia; and 560 retail health care clinics in 27 states. CVS was founded in 1892 and is headquartered in Woonsocket, Rhode Island. CVS Caremark Corporation stock is listed on the New York Stock Exchange (NYSE: “CVS”), and has a credit rating of BBB+ by Standard & Poor's.

FedEx Corporation

FedEx Corporation, together with its subsidiaries, provides transportation, e-commerce, and business services. It operates in four segments: FedEx Express, FedEx Ground, FedEx Freight, and FedEx Kinko's. The FedEx Express segment offers various shipping services for the delivery of packages and freight. This segment also provides international trade services specializing in customs brokerage and global cargo distribution; international trade advisory services; and publishes customs duty and tax information, as well as provides Global Trade Data, an information tool that allows customers to track and manage imports. The FedEx Ground segment provides business and residential moneyback-guaranteed ground package delivery services. The FedEx Freight segment offers regional next-day and second-day, and interregional lessthan-truckload (LTL) freight services, as well as long-haul LTL freight services. The FedEx Kinko's segment provides document services, such as printing, copying, and binding services; and business services, such as high-speed Internet access and computer rental, videoconferencing, signs and graphics production, and direct mail services. This segment also offers retail products, such as specialty papers, greeting cards, printer cartridges, stationery, and office supplies, as well as provides Web-based services. The company also offers supply chain solutions, including critical inventory logistics, transportation management, fulfillment, and fleet services. FedEx Corporation, formerly known as FDX Corporation, was founded in 1971 and is headquartered in Memphis, Tennessee. FedEx Corporation stock is listed on the New York Stock Exchange, and FedEx has a credit rating of BBB.

Fresenius Medical Care

Fresenius Medical Care AG & Co. KGaA (NYSE: FMS) is the world’s largest integrated provider of products and services for individuals with chronic kidney failure, a condition that affects more than 1.77 million individuals worldwide. Through its network of 2,509 dialysis clinics in North America, Europe, Latin America and Asia-Pacific and Africa, Fresenius Medical Care provides dialysis treatment to approximately 193,000 patients around the globe. Fresenius Medical Care is also the world’s largest provider of dialysis products such as hemodialysis machines, dialyzers and related disposable products. In the United States, it also performs clinical laboratory testing and provides inpatient dialysis services and other services under contract to hospitals. During the year ended December 31, 2008, it provided 27.9 million dialysis treatments. Fresenius Medical Care is listed on the Frankfurt Stock Exchange (FME, FME3) and the New York Stock Exchange (FMS, FMS/P).

Harleysville National Corporation

Harleysville National Corporation operates as the holding company for Harleysville National Bank and Trust Company, which provides banking and financial products and services to individual and corporate customers primarily in eastern Pennsylvania. As of December 31, 2008, Harleysville had 85 branch offices located in Montgomery, Bucks, Chester, Berks, Carbon, Lehigh, Monroe and Northampton counties, Pennsylvania. The company was founded in 1909 and is headquartered in Harleysville, Pennsylvania. The company engages in commercial banking and trust business, including accepting time, demand, savings, and money market deposits; making secured and unsecured commercial, consumer, and real estate loans, as well as lease financing; financing commercial transactions; making construction and mortgage loans; and performing corporate pension and personal investment and trust services. It also offers retail banking and wealth management solutions. In addition, the company, through its subsidiary, provides wealth management, estate and succession planning and life insurance services and products for high-net-worth business owners and families.
NOTE: On July 27, 2009, it was announced that First Niagara Financial Group, Inc. (NASDAQ: FNFG) will acquire Harleysville National Bank in the first quarter of 2010. First Niagara Bank is rated BBB by Fitch. Upon closing the acquisition, First Niagara will have over $17 billion in assets and 196 bank branches.

Home Depot, Inc.

The Home Depot, Inc. (NYSE: HD), together with its subsidiaries, operates as a home improvement retail company. As of February 1, 2009 fiscal year end, Home Depot had $41.2 billion in assets, $71.3 billion in annual revenue with $2.3 billion in annual net income. Home Depot operates 2,233 retail stores worldwide. Home Depot was founded in 1978 and is based in Atlanta, Georgia. The company’s Home Depot stores sell building materials, home improvement supplies, and lawn and garden products to do-it-yourself customers, do-it-for-me (D-I-F-M) customers, home improvement contractors, trades people, and building maintenance professionals. Its stores also offer various installation services for D-I-F-M customers. These installation programs include products, such as carpeting, flooring, cabinets, countertops and water heaters. In addition, the company provides professional installation of various products that are sold through its in-home sales programs, such as generators and heating and central air systems.

international house of pancakes

The International House of Pancakes (“IHOP”) three property portfolio was purchased between May 21, 2010 and June 29, 2010 for a combined purchase price of $8.1 million. The three restaurants (the “Properties”) in aggregate contain 14,422 square feet and are located in South Carolina, Georgia, and Ohio. The Properties are 100% leased to IHOP, a wholly owned subsidiary of DineEquity. The term at commencement of the leases was 20 years; at acquisition the average lease term remaining was 12.2 years. The leases contain contractual escalations of 10% every five years and provide for three five-year renewal options. IHOP is a wholly owned subsidiary of DineEquity, Inc. (NYSE: DIN). IHOP restaurants, an American icon, feature moderately priced, high quality food and beverage items served in an attractive and comfortable atmosphere. Although IHOP is known for its award-wining pancakes, omelets and other breakfast specialties are popular menu options with patrons in the morning hours as well. IHOP restaurants are open throughout the day and evening and offer a broad array of lunch, dinner and snack favorites. As of December 31, 2009, there were 1,456 IHOP restaurants located in 50 states, Canada, Mexico, Puerto Rico and the U.S. Virgin Islands. IHOP was founded in 1958 in the Los Angeles suburb of Toluca Lake, California.

Jack in the Box

Jack in the Box, Inc. (NASDAQ: JACK) is an American fast-food restaurant founded in 1951 in San Diego, California, where it is still headquartered today. Jack operates and franchises Jack in the Box restaurants, one of the nation’s largest hamburger chains primarily serving the West Coast of the United States. During the fiscal year ended September 27, 2009 (fiscal 2009), Jack had 2,212 restaurants in 18 states, of which 1,190 were Company-operated and the remaining 1,022 were franchise-operated. Jack has approximately 43,000 employees.
Jack in the Box is among the nation’s leading fast-food hamburger chains and was the first major chain to develop and expand the concept of drive-thru dining and emphasize on-the-go convenience. Most Jack in the Box restaurants have indoor dining areas and are open 18-24 hours a day. Jack pioneered a number of firsts in the quick-serve industry. It was the first major fast-food chain that started as a drive-thru, and it was also the first to introduce menu items that are now staples on most fast-food menu boards, including a breakfast sandwich and portable salad. Today, Jack offers a broad selection of distinctive, innovative products targeted at the fast-food consumer, including hamburgers, specialty sandwiches, salads, low-carb meals, and ice cream shakes.

National City Corporation

National City Corporation is a $152.5 billion financial holding company with $94.6 billion in deposits and $3.02 billion in revenues. It is based in Cleveland, OH, and as of December 31, 2007 had more than 1,400 branch banking offices in Ohio, Florida, Illinois, Indiana, Kentucky, Michigan, Missouri, Pennsylvania, and Wisconsin. It is rated S&P A-. On October 24, 2008, PNC Financial Services Group announced that it would purchase National City Corporation in a stock transaction valued at $5.2 billion.

PNC Bank

The PNC Financial Services Group, Inc., (NYSE: PNC) was founded in 1922 and is based in Pittsburgh, Pennsylvania. PNC operates as a diversified financial services company in the United States. PNC offers retail banking, corporate and institutional banking to its customers providing services such as: asset management, global fund processing services, lending, brokerage, trust, treasury management, capital market products, advisory services and many other financial products. It serves customers in Pennsylvania, New Jersey, Washington, DC, Maryland, Virginia, Ohio, Kentucky, Delaware, Indiana, Illinois, Michigan, Missouri, Florida, and Wisconsin. For the fiscal year ended December 31, 2008, PNC had $291.1 billion in assets, $192.8 billion in deposits and operated 2,589 branch offices. PNC is the 11th largest bank in the United States when ranked by assets. PNC has a credit rating of A+ by Standard & Poor’s.

rECkITT BENCKISER

Reckitt Benckiser is a world leader in household, health and personal care products. RB is a UK listed company and is part of the top 25 of the FTSE 100, with a market cap exceeding £20bn. RB is a multinational corporation with operations in over 60 countries, manufacturing facilities in over 40 countries, and sales in over 180 countries. Today, RB is the global No. 1 or No. 2 in the majority of its fast-growing categories, driven by an exceptional rate of innovation. RB has a strong portfolio led by 17 global Powerbrands which include: Finish, Lysol, Dettol, Vanish, Woolite, Calgon, Airwick, Harpic, Bang, Mortein, Veet, Nurofen, Clearasil, Strepsils Gaviscon, Mucinex and French’s. The 17 Powerbrands account for over two thirds of RB’s net revenue. RB’s people are at the heart of the company’s success. They have an intense drive for progress and action and a desire to outperform wherever they focus, including in CSR where the Company has the most ambitious corporate responsibility program in the industry through its Carbon 20 initiative. RB is headquartered in the United Kingdom, employs over 23,400 people worldwide, and was founded in 1823.

Rite Aid Corp.

Rite Aid ("RAD") is the third largest drug store chain in the U.S., operating about 5,100 stores. Its S&P credit rating is B. We estimate store locations average about 12,150 sq. ft. RAD locates its stores in what it believes are convenient locations in fast-growing metropolitan areas. Stores sell prescription drugs and a wide variety of general merchandise (front-end products), including OTC medications, health and beauty aids, personal care items, cosmetics, greeting cards, household items, convenience foods, photo processing services, and seasonal merchandise. Sales of prescription drugs accounted for 67% of total sales in fiscal year 2008. Over-the-counter medications and personal care items generated 10% of sales in fiscal year 2008. The company distinguishes its stores from other national chain drug stores through its emphasis on private label brands and a store-within-Rite Aid stores program with General Nutrition Companies, Inc. (GNC). The company sells 3,000 private label products in its stores, contributing about 13% of front-end sales in categories where private label products are offered. The company plans to continue increasing the number of private label products in fiscal year 2009. RAD had opened about 1,486 GNC stores-within-Rite Aid stores as of March 2008. RAD is implementing programs directed toward its pharmacy business, including faster prescription delivery and an increased focus on attracting and retaining managed care customers. RAD is focusing efforts and resources on improving operations in its existing store base. The company's new store prototype has 13,000 sq. ft. in average selling sq. ft. and has 15,900 in overall sq. ft. RAD's goal is to open or relocate about 1,000 stores by the end of fiscal year 2012 under the new prototype. To increase pharmacy sales, the company purchases pharmacy files from other drug stores and has recently added the capability to provide pharmacy benefit management services to employers, health plans, and insurance companies. RAD intends to offer 90-day prescription refills to its customers as an alternative to mail order.

Rockland Trust Company

Independent Bank Corp. (NYSE: INDB) operates as the holding company for Rockland Trust Company (the "Bank"), which provides commercial banking, retail banking, and investment management services in Massachusetts. Its Fitch credit rating is BBB-. It offers a range of demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit. The Bank's loan portfolio comprises commercial loans, business banking loans and consumer loans. It also provides real estate loans, which comprise commercial mortgages that are secured by nonresidential properties, residential mortgages that are secured primarily by owner-occupied residences, and mortgages for the construction of commercial and residential properties. In addition, the Bank provides investment management and trust services to individuals, small businesses, and charitable institutions, as well as serves as executor or administrator of estates. As of December 31, 2008, it operated 58 full service and three limited service retail bank branches, 10 commercial banking centers, 4 investment management group offices, and 5 residential lending centers, which are located in Southeastern Massachusetts and Cape Cod. The Bank was founded in 1907 and is headquartered in Rockland, Massachusetts.

Walgreens Co.

Walgreens is principally a retail drugstore chain that sells prescription and non-prescription drugs and general merchandise. General merchandise includes, among other things, beauty care, personal care, household items, candy, photofinishing, greeting cards, convenience foods and seasonal items. As of May 31, 2009, Walgreens operated 7,361 locations in 49 states, the District of Columbia, Guam and Puerto Rico. Walgreens Co. was founded in 1901 and is headquartered in Deerfield, IL. Walgreens Co. stock is listed on the New York stock Exchange, and FedEx has a credit rating of A+ (Standard & Poor's).

This material is neither an offer to sell nor a solicitation of an offer to buy any securities described herein. Such an offer can only be made by the prospectus, which contains complete information including risks. The use of this material is authorized only when accompanied or preceded by an American Realty Capital Trust, Inc. prospectus.  This sales and advertising literature must be read in conjunction with the current prospectus in order to fully understand all of the implications and risks of the offering of securities to which it relates.